“#LiliDoesTheHolidays Instagram Contest”



Entry into this Contest constitutes your acceptance of these Official Rules.


The Lili Does the Holidays Contest consists of 7 “Categories” each beginning and ending as follows and are considered the “Contest Periods”:

(1) “Lili does Thanksgiving” begins November 23, 2019 at 12:00 AM ET and ends November 28, 2019 at 11:59 PM ET; 

(2) “Lili does Black Friday” begins November 29, 2019 at 12:00 AM ET and ends November 29, 2019 at 11:59 PM ET; 

(3) “Lili does the holidays Week #1” begins December 1, 2019 at 12:00 AM ET and ends December 7, 2019 at 11:59 PM ET; 

(4) “Lili does the holidays Week #2” begins December 8, 2019 at 12:00 AM ET and ends December 14, 2019 at 11:59 PM ET; 

(5) “Lili does the holidays Week #3” begins December 15, 2019 at 12:00 AM ET and ends December 21, 2019 at 11:59 PM ET; 

(6) “Lili does the Last Minute Present” begins December 21, 2019 at 12:00 AM ET and ends December 23, 2019 at 11:59 PM ET; 



Open to all legal U.S. residents, age 18 and over, who are Lili account holders.  Individuals employed by Lili (“Sponsor”) or Choice Financial Group (“Issuing Bank”), their affiliated companies or subsidiaries are not eligible to participate.  Void where prohibited.



Those participating in this Contest are required to have an Instagram account and must be a Lili account holder at the time they enter.

If you do not have an Instagram account, you can create one.  Please note that you must agree to comply with the Instagram Terms of Service and Privacy Policy in order to create an Instagram account. (This Contest is in no way sponsored, endorsed or administered by, or associated with Instagram).

Those participating must visit www.instagram.com/hellofromlili (“Website”) during the Contest Period and follow @Hellofromlili on Instagram; post (1) a photo of a purchase made for the holidays using your Lili Visa® Debit Card (“Lili card”) to your own personal Instagram account; tag @Hellofromlili in the photo; and include the hashtag #LiliDoesTheHolidays in the photo caption. 

For security reasons, the photo must NOT show any part of the 16-digit Card number or the name of the Lili Member. The Entry will be rejected if any part of the Lili card number is detectable.

Any entry containing inappropriate content, as determined by Lili Banking in its discretion, will be considered ineligible and will not be part of the Contest. By submitting an entry, each participant agrees his or her entry complies with the Official Rules. Each participant also agrees that Sponsor may disqualify them from the Contest if they believe that an entry fails to comply with the rules as outlined. Entries may only be made according to the method described above. Only eligible entries received by the Lili Banking before the end of each of the Contest Periods will be included in the prize drawing. Illegible, unintelligible or incomplete entries will be disqualified. 

Limit one entry per person/Instagram account during the entire Contest Period.


Lili will randomly select one (1) winner from among all eligible Entries received during each of the Contest Periods. Potential winners must meet the eligibility requirements as outlined in these Official Rules in order to qualify for a prize. Limit one prize per person.  


The odds of winning depend upon the number of eligible entries received during each of the Contest Periods.


One (1) winner will receive the following prize: one (1) $100.00 one-time deposit to your Lili Spending Account. Prizes are non-transferable.

The winner is responsible for all applicable taxes and usage charges on prize received.  Contest winner is responsible for remitting all tax payments to the appropriate taxing authorities.  Sponsor has no responsibility or liability for any loss to any person relating to the delivery and/or use of prize awarded.  


On the day after the Contest Period ends each potential winner will be notified by a direct Instagram message from @Hellofromlili or email from info@lili.co. Each winner has twenty-four (24) hours from the time the direct message and/or email is sent to reply via direct message to @hellofromlili or email to info@lili.co. Failure to respond within twenty-four (24) hours of notification may result in your disqualification and an alternate potential winner may be selected. If a potential winner is found to be ineligible; is not in compliance with the rules; declines to accept the prize; or does not comply with the Sponsor’s instructions, the prize will be forfeited. If a prize is forfeited, then the prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible Entries received. Lili will award all prizes at the end of each Contest period but is not responsible for any delays in awarding the prize for any reason. 

By accepting a prize, each participant consents to Lili’s use of their name, photograph and/or likeness and statements made by the participant in any form of media now or in the future. This includes print, broadcast and Internet, for all legitimate business purposes including advertising and promotional activities.  No additional compensation will be given for this use of information. Once Lili deposits the prize to the winner’s Lili Spending Account, Lili will have fulfilled the requirements of the Contest and the winner then assumes full responsibility for the prize.


By participating in this Contest, each participant agrees to Lili’s use of their entry for both online and offline direct marketing purposes.  Participants may review Lili’s Privacy policy at https://www.lili.co/privacy-policy

Arbitration: Except where prohibited by law, as a condition of participating in this Contest, participant agrees that (1) any and all disputes connected with this Contest, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (AAA) and held at the AAA regional office nearest the participant’s residence; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. 

Under no circumstances will participant be able to claim punitive damages, or any other damages, including attorneys’ fees.


All issues and questions concerning the validity, interpretation and enforceability of the Official Rules, or the rights and obligations of participants and Sponsor in connection with this Contest, shall be governed by the laws of the State of New York..

Miscellaneous Conditions:  All entries become the property of Lili and will not be returned.  By participating, participants agree to abide by and be bound by these official rules, which shall be final and binding with respect to all issues relating to this Contest.

Lili is not responsible for any lost, late, misdirected, stolen, illegible, incomplete entries, or for any computer, online, telephone or technical malfunctions that may occur. Lili is not responsible for any incorrect or inaccurate information in the processing of submissions in the Contest.Lili assumes no responsibility for any error, omission, interruption, deletion, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries.  Lili  is not responsible for any damage to any computer related to or resulting from participating or downloading materials in this Contest.  If Lili determines that the Contest cannot be continued at any point in time, Lili has full rights to cancel the Contest and award prizes at their discretion.

Any attempt by an individual to deliberately undermine the operation of the Contest may be found in violation of criminal and/or civil laws.  Lili has all rights to seek damages against individual as permitted by law.

Sponsor reserves the right to correct any typographical, printing, computer programming or operator errors.

By participating in this Contest, each participant agrees to release and hold harmless Lili and affiliates, officers, directors, representatives, agents and employees, from any and all liability whatsoever for any injuries, losses or damages of any kind.


To obtain an official list of the names of the winners, send a self-addressed stamped envelope to: Lili Banking,  #LiliDoesTheHolidays Giveaway List, Lili, 250 Greenwich Street, 10th Floor, NY NY 10006.  Requests must be received by December 31, 2019.


Official Rules

If you would like a copy of these Official Rules, please send a self-addressed stamped envelope to:  Lili Banking, #LiliDoesTheHolidays Giveaway List, Lili, 250 Greenwich Street, 10th Floor, NY NY 10006. Requests received after the close of the Contest Period will not be honored.


Lili Banking, #LiliDoesTheHolidays Giveaway List, Lili, 250 Greenwich Street, 10th Floor, NY NY 10006.
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#LiliDoesTheHolidays is in no way sponsored, administered or associated with Instagram or Amazon.